Rates

Cost of Your Installment Loan:

The total payments due and APR will be disclosed on your loan agreement. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement. For details on the specific fees of your loan, please see your loan agreement.

You can reduce the total cost of your loan by paying off your loan prior to your last due date or by making additional payments on or between your scheduled payments. Additional payments must be made in $25 increments. Amplify funding does not charge any fees for additional payments or early pay-off.

If you are interested in paying your loan off early and reducing the total cost of your loan, please ask a customer service representative about our accelerated payment option.

Payment Schedules

The payment schedule included in your loan agreement will specify the number of payments, payment amounts and payment dates of your loan.

Below is a sample payment schedule for a $400 loan. Please note that your APR will vary based upon the duration and amount of your loan. The overall cost of your loan can be reduced by paying off the balance early.

Funding Time Frames

Applications processed and approved before 4:00 PM PST Monday – Friday, including e-signing loan documents and verbally verifying loan details, are typically funded on the next business day. If you need funds delivered on the current business day, you can request a wire transfer up to 1:00 PM PST Monday – Friday or a next-day wire transfer for loans processed on the weekends or bank holidays. Please verify with your bank as additional incoming wire fees may be assessed.

Late/NSF Fees

If any payment is late by more than two business days, you will be responsible for an additional $25 late fee. If a payment is returned because there are insufficient funds on deposit, or your payment is dishonored by your financial institution for any reason, you will be assessed an NSF fee of $25.

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